When is open enrollment for health insurance?
Open Enrollment for 2022 starts Monday, Nov. 1, 2021, and ends Saturday, Jan. 15, 2022. If you want your coverage to begin Jan. 1, 2022, you need to enroll in a plan by Dec.15, 2021.
Why is health insurance so expensive?
“The driving factor for why health insurance is so expensive is that health care is so expensive,” says Louise Norris, a licensed health insurance agent based in Colorado and author of The Insider’s Guide to Obamacare’s Open Enrollment. “The price of health care in this country is really high.”
According to a 2020 report from the Kaiser Family Foundation, insurers said the reasons they had to increase premium costs included the continued cost of COVID-19 testing, the rebounding of medical services that had been delayed during the pandemic and morbidities related to foregone care.
Does health insurance cover dental?
If you’re signed up for an ACA-compliant plan, it will cover pediatric oral care. “But no, it will not necessarily always include adult dental,” says Turner. “That’s not considered one of the 10 essential health benefits.”
Is it illegal to not have health insurance?
No, it is not illegal not to have health insurance, says Turner.